Conn's HomePlus Financing Terms

*Subject to credit approval.

*Cash Option Offer applies only to single-receipt qualifying purchases. No interest will be charged if minimum monthly installments are paid when due and the remaining balance, including the loan origination fee, is paid in full within 12 months of purchase. If any Cash Option Offer term is not met, interest will be charged from the purchase date per your contract. See examples for your state below. Your loan terms may differ based on your final purchase and product selection. See contract for additional details. Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $91.59 with an estimated APR of 35.99%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $91.59 when due and pay the remaining $992.51 balance within 12 months of purchase with an APR of 0%. Example for AL: A $2,000 total purchase price would have 36 estimated monthly payments of $87.10 with an estimated APR of 31.99%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $87.10 when due and pay the remaining $1,074.80 balance within 12 months of purchase with an estimated APR of 7.57%. The APRs listed above include an origination fee of $120. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $83.23 with an estimated APR of 28.46%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $83.23 when due and pay the remaining $1,001.24 balance within 12 months of purchase with an APR of 0%. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $77.22 with an estimated APR of 22.8%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $77.22 when due and pay the remaining $1,073.36 balance within 12 months of purchase with an APR of 0%. Example for LA: A $2,000 total purchase price would have 36 estimated monthly payments of $85.81 with an estimated APR of 30.83%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $85.81 when due and pay the remaining $1,040.28 balance within 12 months of purchase with an estimated APR of 4.48%. The APRs listed above include an origination fee of $70. Example for MS: A $2,000 total purchase price would have 36 estimated monthly payments of $78.43 with an estimated APR of 24%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $78.43 when due and pay the remaining $1,058.84 balance within 12 months of purchase with an APR of 0%. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $76.35 with an estimated APR of 21.97%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $76.35 when due and pay the remaining $1,083.80 balance within 12 months of purchase with an APR of 0%. Example for OK: A $2,000 total purchase price would have 36 estimated monthly payments of $84.38 with an estimated APR of 29.5%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $84.38 when due and pay the remaining $1,087.44 balance within 12 months of purchase with an estimated APR of 6.3%. The APRs listed above include an origination fee of $100. Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $88.24 with an estimated APR of 33.02%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $88.24 when due and pay the remaining $1,021.12 balance within 12 months of purchase with an estimated APR of 5.14%. The APRs listed above include an origination fee of $80. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $89.09 with an estimated APR of 33.8%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $89.09 when due and pay the remaining $1,030.92 balance within 12 months of purchase with an estimated APR of 6.41%. The APRs listed above include an origination fee of $100. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $87.62 with an estimated APR of 32.5%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $87.62 when due and pay the remaining $1,048.56 balance within 12 months of purchase with an estimated APR of 6.37%. The APRs listed above include an origination fee of $100.Example for FL: A $2,000 total purchase price would have 36 estimated monthly payments of $86.00 with an estimated APR of 31.00%. To meet the Cash Option Offer terms, you would need to make the 11 minimum monthly payments of $86.00 when due and pay the remaining $1,079.00 balance within 12 months of purchase with an estimated APR of 1.62%. The APRs listed above include a credit reimbursement fee of $25.00.

Conn’s HomePlus Financing: See examples for your state below. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $84.85 with an estimated APR of 29.99%. Example for AL: A $2,000 total purchase price would have 36 estimated monthly payments of $87.10 with an estimated APR of 31.99%. The APRs listed above include an origination fee of $120. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $83.23 with an estimated APR of 28.46%. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $77.22 with an estimated APR of 22.8%. Example for LA: A $2,000 total purchase price would have 36 estimated monthly payments of $85.81 with an estimated APR of 30.83%. The APRs listed above include an origination fee of $70. Example for MS: A $2,000 total purchase price would have 36 estimated monthly payments of $78.43 with an estimated APR of 24%. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $76.35 with an estimated APR of 21.97%. Example for OK: A $2,000 total purchase price would have 36 estimated monthly payments of $84.38 with an estimated APR of 29.5%. The APRs listed above include an origination fee of $100. Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $88.24 with an estimated APR of 33.02%. The APRs listed above include an origination fee of $80. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $89.09 with an estimated APR of 33.8%. The APRs listed above include an origination fee of $100. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $87.62 with an estimated APR of 32.5%. The APRs listed above include an origination fee of $100. Example for FL: A $2,000 total purchase price would have 36 estimated monthly payments of $86.00 with an estimated APR of 31.00%.