^Conn's HomePlus HOME Credit Card Terms

0% Interest for 18 Months** on all purchases up to $998 between 11/20/20 & 11/28/20. Equal monthly payments required for 18 months. 0% Interest for 36 Months** on all purchases $999+ between 11/20/20 & 11/28/20. Equal monthly payments required for 36 months. 0% Interest for 48 Months** on all purchases $2499+ between 11/20/20 & 11/28/20. Equal monthly payments required for 48 months. 0% Interest for 60 Months** on all purchases $3999+ between 11/20/20 & 11/28/20. Equal monthly payments required for 60 months. Offers apply only to single-receipt qualifying purchases and non-clearance items. No interest will be charged on promo purchase and Equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new Accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

*Conn's YES MONEY® Terms

Subject to credit approval.

*Cash Option Offer applies only to single-receipt qualifying purchases. No interest will be charged if minimum monthly installments are paid when due and the remaining balance, including the loan origination fee, is paid in full within 12 months of purchase. If any Cash Option Offer term is not met, interest will be charged from the purchase date per your contract. See examples for your state below. Your loan terms may differ based on your final purchase and product selection. See contract for additional details. Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $91.59 with an estimated APR of 35.99%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $91.59 when due and pay the remaining $992.51 balance within 12 months of purchase with an APR of 0%. Example for AL: A $2,000 total purchase price would have 36 estimated monthly payments of $87.10 with an estimated APR of 31.99%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $87.10 when due and pay the remaining $1,074.80 balance within 12 months of purchase with an estimated APR of 7.57%. The APRs listed above include an origination fee of $120. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $83.23 with an estimated APR of 28.46%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $83.23 when due and pay the remaining $1,001.24 balance within 12 months of purchase with an APR of 0%. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $77.22 with an estimated APR of 22.8%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $77.22 when due and pay the remaining $1,073.36 balance within 12 months of purchase with an APR of 0%. Example for LA: A $2,000 total purchase price would have 36 estimated monthly payments of $85.81 with an estimated APR of 30.83%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $85.81 when due and pay the remaining $1,040.28 balance within 12 months of purchase with an estimated APR of 4.48%. The APRs listed above include an origination fee of $70. Example for MS: A $2,000 total purchase price would have 36 estimated monthly payments of $78.43 with an estimated APR of 24%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $78.43 when due and pay the remaining $1,058.84 balance within 12 months of purchase with an APR of 0%. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $76.35 with an estimated APR of 21.97%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $76.35 when due and pay the remaining $1,083.80 balance within 12 months of purchase with an APR of 0%. Example for OK: A $2,000 total purchase price would have 36 estimated monthly payments of $84.38 with an estimated APR of 29.5%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $84.38 when due and pay the remaining $1,087.44 balance within 12 months of purchase with an estimated APR of 6.3%. The APRs listed above include an origination fee of $100. Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $88.24 with an estimated APR of 33.02%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $88.24 when due and pay the remaining $1,021.12 balance within 12 months of purchase with an estimated APR of 5.14%. The APRs listed above include an origination fee of $80. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $89.09 with an estimated APR of 33.8%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $89.09 when due and pay the remaining $1,030.92 balance within 12 months of purchase with an estimated APR of 6.41%. The APRs listed above include an origination fee of $100. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $87.62 with an estimated APR of 32.5%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $87.62 when due and pay the remaining $1,048.56 balance within 12 months of purchase with an estimated APR of 6.37%. The APRs listed above include an origination fee of $100.


Conn’s YesMoney: See examples for your state below. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $91.59 with an estimated APR of 35.99%. Example for AL: A $2,000 total purchase price would have 36 estimated monthly payments of $87.10 with an estimated APR of 31.99%. The APRs listed above include an origination fee of $120. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $83.23 with an estimated APR of 28.46%. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $77.22 with an estimated APR of 22.8%. Example for LA: A $2,000 total purchase price would have 36 estimated monthly payments of $85.81 with an estimated APR of 30.83%. The APRs listed above include an origination fee of $70. Example for MS: A $2,000 total purchase price would have 36 estimated monthly payments of $78.43 with an estimated APR of 24%. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $76.35 with an estimated APR of 21.97%. Example for OK: A $2,000 total purchase price would have 36 estimated monthly payments of $84.38 with an estimated APR of 29.5%. The APRs listed above include an origination fee of $100. Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $88.24 with an estimated APR of 33.02%. The APRs listed above include an origination fee of $80. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $89.09 with an estimated APR of 33.8%. The APRs listed above include an origination fee of $100. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $87.62 with an estimated APR of 32.5%. The APRs listed above include an origination fee of $100.


Free Delivery

For customers in our local markets (parts of Alabama, Arizona, Colorado, Georgia, Louisiana, Mississippi, Nevada, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia), we are able to offer Free White Glove Delivery on all appliance purchases $799 and up, and all furniture/mattress purchases $1999 and up. Conn's professional delivery team will deliver the product to your door. Removal of your old unit and haul-away (haul-away excludes mattresses and furniture) is available for an additional fee. For residents of New Mexico and El Paso, Colorado, Arizona, and Houston free delivery may not apply.

This service may also include some basic unpacking and setup services (additional charges apply to product assembly as well as installation). Conn's Free White Glove Delivery is offered seven days a week in most markets.

Free Delivery is limited to non-clearance, in-stock, qualifying major appliances, major electronics and furniture items. Next Day Delivery is limited to delivery within Conn's Next Day Delivery zones. Additional installation and delivery fees may apply. A $39 surcharge will be required for any zip code that is over 30+ miles from select Conn’s location to the customers delivery address. The select markets include Charlotte Metro, San Antonio Metro, Harlingen, McAllen, Brownsville, Augusta, Greenville, Spartanburg and Odessa. Removal of your old unit and haul away (excluding mattresses and furniture) are available for a fee. Next Day Delivery is subject to availability and is not available on select days in Alexandria; Jackson; Knoxville; Lubbock; Monroe; Nashville; Odessa; Shreveport; Yuma; CO; GA; SC; VA and OK markets. No deliveries on Thanksgiving, Christmas and Easter.

()Pricing Policy

Pricing for products on the Conn’s HomePlus website may be different from pricing available in Conn’s HomePlus stores. Pricing or availability errors may occur on the Conn’s HomePlus website or at Conn’s HomePlus stores. Conn’s HomePlus reserves the right to cancel any orders containing pricing or availability errors, with no further obligations to you, even after the order has been submitted or following receipt of an order confirmation or delivery notice from Conn’s HomePlus. Conn’s HomePlus further reserves the right to change, modify or revoke any stated pricing and to correct any errors, inaccuracies or omissions at any time. If you find a pricing error or notice something that does not look right, please contact either the Store Manager or Customer Service at (877) 358-1252. We apologize for any inconvenience this may cause.

3Free Next Day Delivery

ONLINE ONLY: Free Next Day Delivery on 65" TVs & up. IN-STORE & ONLINE: Free Next Day Delivery on 75" TVs & up, OLED Tvs and 8K TVs. Online Next Day Delivery within Conn's Next Day Delivery zones determined by distance from store, distribution center, availability and capacity. Subject to availability and qualifying purchases. Offer available for a limited time. For residents of New Mexico and El Paso, Colorado, and Arizona, free delivery may not apply.

Buy Online Pickup In Store terms: Offer available for a limited time and subject to availability. Complete a qualified-online purchase, along with qualifying merchandise, and select a store located within 75 miles of your zip code for instore pickup. Qualified-online purchases include the use of Synchrony/Conn’s Card, Progressive Leasing, or one of the accepted major credit cards at checkout; Conn’s Credit/YesMoney is excluded from this offer. Qualified-online purchases must be picked up within 48 hours from receipt of the “Ready for Pickup” email; failure to pick up from store will result in cancelation of the purchase and refund applied as applicable. All instore pickups require a valid driver’s license or identification card (no photo copies) that match the name & address of the qualified-online purchase along with a printed copy of the confirmation email. Qualifying merchandise includes Electronics (TVs, Home Theaters/Soundbars, TV accessories Portable audio, DJ Systems, Gaming Systems), Home Office (Computers & Computer accessories), Appliances (Small Appliances, Microwaves, Vacuum Cleaners, Air Conditioners, Compact Refrigerators, Water filters, Appliance Accessories), and Bedding (“Bed in a Box” mattresses); Furniture excluded. Conn’s reserves the right to cancel this offer at any time.