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Financing

american
Low Payment Finder

Personalized Financing to Create the Home of Your Dreams

At Conn’s HomePlus, we partner with our customers from start to finish on their decision to purchase the best quality products for their homes. Fill out our online form to find out if you’ve been prequalified for one of our personalized finance options with no impact to your credit score.


Conn's Home Plus Personalized Financing
Happy about my approval.

I applied online and in less than 20 minutes I get a call from a sales specialist. I made an appointment to go by the store…I will definitely go back!

Rose
McAllen, TX

A Personalized Approach to Financing

At Conn’s HomePlus, we offer different types of financing to make it possible to purchase items needed for your home.*

   Powered By Synchrony

Conn’s HomePlus Credit Card

With a Conn’s HomePlus credit card powered by Synchrony, you can buy now and pay over time. As an added bonus, you can build your credit when you make your payments on time each month.

Read More About Conns' HomePlus Credit Cards

   Retail Installment Contract/Direct Loans

Conn’s HomePlus Financing

A retail installment contract or direct loan offered through Conn’s HomePlus allows you to finance a purchase and pay it back over a specified length of time, instead of paying a large amount upfront, you can spread the cost of your purchase over a longer term.

Read More About Conn's HomePlus Financing

   Lease-to-Own

Conn’s HomePlus Lease

With lease-to-own programs offered at Conn's HomePlus and powered by American First Finance, you can lease-to-own appliances, furniture, electronics and more with no credit needed.

Read More About Lease-to-Own Programs

*Subject to credit approval | See details

Here’s How the Pre-Qualification Works!

1

Start Your Pre-Qualification

Tell us a little bit about yourself: there is no impact to your credit score to see your options!

2

See if You’ve Been Pre-Qualified

Review the status of your prequalification before beginning your shopping experience.

3

Start Shopping

Get what you want TODAY with your pre-qualification approval* from Conn’s HomePlus!

*Subject to credit approval

Featured Categories
Appliances
Washers & Dryers
Mattresses
Furniture
Smart TVs
Computers

Credit Worthy Reviews

A Personalized Approach to Financing

Conn’s HomePlus we offer a selection financing options to create a personalized experience tailored to your unique goals for your home.

Great Financing Experience

“I applied online and to my surprise Conn’s financed me with $5,500! Almon, my Conn’s specialist called me within 5 minutes...

Bernice
Charlotte, NC

Straightforward Application

“Easy process from looking online, filling out the financing application, to signing the contract in store. Matt called ahead...

Teresa
Lake Worth, TX

Quick, Easy Process

“Great experience! I’ve been on the search for an affordable, adjustable base. I applied online with Conn’s HomePlus...

Lisa
Mesa, AZ
 
Need help understanding the different financing options we offer? Live Chat with us now or call (877) 472-5422 to speak with a representative.

FAQs

  • What Are the Benefits of Conn’s HomePlus Financing?

    The benefit of Conn’s HomePlus Financing is that it is a retail installment contract or direct loan allows you to purchase or borrow a specific amount and pay it back over a designated length of time. It offers fixed monthly payments and no surprises- while helping you build your credit. To learn more, visit www.conns.com/money-matters/financing-options/retail-installment-contracts.

  • How Does a Conn's HomePlus Lease Work?

    When you need convenient flexible payment terms, our partners at American First Finance and Acima are there to provide you great options with NO CREDIT NEEDED*. The application experience is straightforward, and you can find out if you prequalify within minutes ! With 90-day Early Buyout options, flexible payment terms, and approvals up to $5,000, you can take home the merchandise you want or need today. Learn more about Conn's HomePlus and other leasing or financing options.

  • Does Conn's HomePlus offer Credit Insurance?

    Conn's HomePlus offers credit insurance as an option to purchase when financing with our personal Conn’s HomePlus Financing option. Credit Insurance options include Property, Disability, Involuntary Unemployment, and Credit Life Insurance. Full details are available at www.conns.com/property-insurance.

  • How Does a Conn's HomePlus Credit Card Work?

    The Conn's HomePlus Store Credit Card, powered by Synchrony, is a convenient financing option offered at Conn's HomePlus that enables you to pay your purchase over time and take advantage of special financing offers. When you are issued a store credit card, you'll be given a credit limit and an annual percentage rate (APR) that may be based on your income, credit history and other factors. It's important to read the terms and conditions so you know what your APR is and what other fees you might be liable for. For more information visit www.conns.com/money-matters/financing-options/store-credit-cards.

  • How Do I Apply for A Conn's HomePlus Credit Card?

    We make it convenient for you to apply for a Conn's HomePlus credit card through Synchrony Bank that can be used in all Conn’s HomePlus stores. Apply in-person at any Conn’s HomePlus location. Find your nearest location here www.conns.com/store-locator.

  • What Is the Conn's HomePlus Text Club?

    When you join The Conn's HomePlus Text Club, you receive occasional exclusive marketing offers and advertisements via text/SMS message to your mobile device for products, services, special events, sales, and financing updates.