Turned down elsewhere?

We pledge to do everything possible to get you financed!

You could be approved
for $5,000 instantly!*

0% INTEREST for 12 months on select purchases*

This is a secure application

*See Credit Terms. Online application only. Subject to credit approval. On appliances $799 & up, electronics $999 & up, and furniture & mattresses $999 & up.

*Subject to credit approval.

Cash Option Offer applies only to single-receipt qualifying purchases. No interest will be charged if minimum monthly installments are paid when due and the remaining balance, including the loan origination fee, is paid in full within 12 months of purchase. If any Cash Option Offer term is not met, interest will be charged from the purchase date per your contract. See examples for your state below. Your loan terms may differ based on your final purchase and product selection. See contract for additional details.

Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $84.85 with an estimated APR of 29.99%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $84.85 when due and pay the remaining $981.80 balance within 12 months of purchase with an APR of 0%. Example for AL: A $2,000 total purchase price would have 36 estimated monthly payments of $87.10 with an estimated APR of 31.99%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $87.10 when due and pay the remaining $1,074.80 balance within 12 months of purchase with an estimated APR of 7.57%. The APRs listed above include an origination fee of $120. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $83.23 with an estimated APR of 28.46%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $83.23 when due and pay the remaining $1,001.24 balance within 12 months of purchase with an APR of 0%. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $77.22 with an estimated APR of 22.8%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $77.22 when due and pay the remaining $1,073.36 balance within 12 months of purchase with an APR of 0%. Example for LA: A $2,000 total purchase price would have 36 estimated monthly payments of $85.81 with an estimated APR of 30.83%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $85.81 when due and pay the remaining $1,040.28 balance within 12 months of purchase with an estimated APR of 4.48%. The APRs listed above include an origination fee of $70. Example for MS: A $2,000 total purchase price would have 36 estimated monthly payments of $78.43 with an estimated APR of 24%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $78.43 when due and pay the remaining $1,058.84 balance within 12 months of purchase with an APR of 0%. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $76.35 with an estimated APR of 21.97%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $76.35 when due and pay the remaining $1,083.80 balance within 12 months of purchase with an APR of 0%. Example for OK: A $2,000 total purchase price would have 36 estimated monthly payments of $84.38 with an estimated APR of 29.5%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $84.38 when due and pay the remaining $1,087.44 balance within 12 months of purchase with an estimated APR of 6.3%. The APRs listed above include an origination fee of $100. Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $88.24 with an estimated APR of 33.02%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $88.24 when due and pay the remaining $1,021.12 balance within 12 months of purchase with an estimated APR of 5.14%. The APRs listed above include an origination fee of $80. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $89.09 with an estimated APR of 33.8%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $89.09 when due and pay the remaining $1,030.92 balance within 12 months of purchase with an estimated APR of 6.41%. The APRs listed above include an origination fee of $100. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $87.62 with an estimated APR of 32.5%. To meet the Cash Option Offer terms, you would need to make the 12 minimum monthly payments of $87.62 when due and pay the remaining $1,048.56 balance within 12 months of purchase with an estimated APR of 6.37%. The APRs listed above include an origination fee of $100.



Please note: Customers are required to have Property Insurance covering the products they purchase from Conn’s and are financed by Conn’s. Customers can purchase Credit Property Insurance offered by Conn’s OR provide proof of homeowners/renters insurance at the time of purchase.
See www.conns.com/property-insurance for complete details or ask a Conn’s sales associate for additional information.

How it works

1

Click Apply for My YES MONEY® above Apply today with our simple and secure online application.

2

Get Approved - INSTANTLY* *Online application only. Subject to credit approval.

3

Start Shopping with YES MONEY® Use your credit to get all the things your family deserves.

Visit our Conn's YES MONEY® FAQs to learn more about how you can get financed with good, bad or even no credit.

What is YES MONEY:

YES MONEY® is Conn's exclusive in-store financing that makes it fast and easy to get financed. Whether you have good credit, bad credit or even no credit, we say "yes" even when other stores say no.* In fact, we've said "yes" to more than 5 million people! Are you next?

Visit our Conn's YES MONEY® FAQs to learn more about how you can get financed with good credit, bad credit or even no credit.

Check out our YESTIMONIALS page to see what others are saying about Conn's YES MONEY®!

Benefits of YES MONEY:

  • Low monthly payments you can afford
  • Apply and get approved instantly*
  • Access to 0% INTEREST offers on select, qualifying purchases See terms.
  • Keep your account current & earn credit limit increases and promotional financing offers

    With Conn's YES MONEY, you'll be eligible for a credit limit increase after only six months, as long as you make your monthly payments on time. Credit line increases may also come with special promotional offers for other products you may want for your home.*

  • Flexible payment options: online, by phone, by mail or in the store

    We offer a wide variety of options to make it as simple as possible to buy from Conn's and easily keep up with payments.

  • YES MONEY® payments reported monthly to three major credit bureaus

    YES MONEY financing is offered by Conn Appliances, Inc. in the states of Alabama, Arizona, Colorado, Georgia, Nevada, New Mexico, Mississippi, North Carolina, and Virginia; and is offered by Conn Credit Corporation, Inc. in Oklahoma, Louisiana, Texas and Tennessee.

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