Rent to Own Programs: A Flexible, Affordable Way to Rent Furniture, Appliances, Electronics and More, with the Option to Buy

HOW DOES LEASE-TO-OWN WORK?

 

Rent to own programs offer an affordable way to rent furniture, appliances and more, with the option to buy

When you need convenient flexible payment terms, American First Finance is there to provide you an option with NO CREDIT REQUIRED *.

The application experience is fast and easy, with 90 day Early Buyout Options, Flexible payment terms, approvals up to $5,000, you can take home the merchandise you want or need today.


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Lease-to-Own Benefits:

  • Early Buyout Options
  • Pay As You Go
  • Flexible Payment Terms
  • Get it Today

*Subject to approval and verification. Approval is possible without a FICO® Score, but American First Finance may check credit history.

Lease-to-own

Apply online or in store with American First Finance Lease-to-own. Get a quick decision with NO CREDIT REQUIRED*. Get your approval amount and continue shopping with Conn’s. When you are ready to checkout select American First Finance as your payment option and look up your approval to complete checkout.

A Better YES Lease! Powered by American First Finance is one of several options at Conn’s HomePlus.

At Conn's HomePlus, you can lease appliances, furniture, mattresses, TVs, and other electronics with A Better Yes Lease! powered by American First Finance. Conn's HomePlus works with this provider to allow you to choose from the best name brands and the latest styles you want. It’s a No Credit Required* lease to own option. With A Better Yes Lease! powered by American First Finance, you’ll be able to save money with 90 day early buyout options and flexible payment terms.

It’s an easy and fast way to lease-to-own appliances, furniture, electronics and more at Conn's HomePlus. Shop Conn’s HomePlus and select American First Finance at checkout or visit any Conn’s HomePlus store and apply for A Better YES lease! powered by American First Finance, continue shopping, take your approval to checkout, and take it home today!

YES MONEY could be a better financing option for you

Lease and rent to own programs can be a smart choice for some consumers, but at Conn's HomePlus, you could qualify for a retail installment contract, direct loan or Conn's credit card. That's because only Conn's HomePlus offers YES MONEY® financing. Some of these options can help build up your credit in the process with prompt payment. 

Even if you've been turned down elsewhere, we say "YES".1 With affordable monthly payments, special financing offers and no activation fee, YES MONEY could be a better financing option for you than rent to own or lease to own. You could save more, and the home products you purchase will be yours to keep.

It takes just a few minutes to fill out our online prequalification form. PREQUALIFY NOW, and you could be qualified for $5,000 instantly!1

1Online prequalification only. Subject to credit approval.

* No Credit Required: American First Finance lease-to-own applications are subject to approval and verification. Approval is possible without a FICO® Score, but American First Finance may check credit history.

** The transaction advertised is a lease, lease-to-own or rent-to-own program, or rental-purchase agreement. The Total Cost of Ownership must be paid to obtain ownership. Acquiring ownership by leasing costs more than the merchandise price. A Better YES Lease! Powered by American First Finance. Leasing available on select items at participating locations only. Not available in MN, NJ, WI, WY.

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Rent to own programs offer a flexible, affordable way to rent furniture, appliances and more, with the option to buy