Financing for Appliances, Furniture, Electronics and More – Conn’s Offers a Variety of Credit and Lease Options



Financing for appliances, furniture, electronics and more at Conn’s – store credit cards, retail installment contracts and rent to own

At Conn’s HomePlus®, we value our customers—not just their credit scores! It’s our mission to make it possible for everyone to purchase quality, long-lasting products for their home.

That’s why we do everything in our power to offer you financing for appliances, TVs, furniture, electronics and more. We want to help your family enjoy all the things they want and deserve.

Conn’s HomePlus purchasing options fast facts:

  • Conn’s HomePlus makes available various ways to purchase: store credit cards, retail installment contracts and lease-to-own programs through American First Finance
  • We offer our own Conn’s HomePlus Financing
  • It’s fast and easy—you can get qualified instantly*
  • We’ve said “yes” to more than 5 million people!

*Online prequalification only. Subject to credit approval

From store credit cards to retail installment contracts to lease-to-own programs1, we make available a variety of purchase options, as well as the information you need to make a smart, informed decision.

Financing for appliances, furniture, electronics and more at Conn’s – store credit cards

Store Credit Cards

Store credit cards make shopping simple. They offer an easy, convenient form of financing for appliances and other items for your home.

With a store credit card, you can buy now and pay over time. Save money with special financing offers on select merchandise. As an added bonus, you can build your credit when you make your payments on time. 

Financing for appliances, furniture, electronics and more at Conn’s – retail installment contractss

Retail Installment Contracts

What is a retail installment contract? A retail installment contract allows you to borrow a specific amount and pay it back over a specified length of time. Instead of paying a large amount upfront, you can spread the cost of the item over a longer time period. The term of a retail installment contract can vary from a duration of months to years.

Whether you’ve got good credit or you're building credit, we can say yes even if you’ve been turned down other places.* That’s because we offer our own Conn’s HomePlus Financing for appliances and all the latest home products.

For example, you could get a contract for $1,500 to get a washer and dryer with the latest technology. You’d pay a set amount of about $42 (plus finance charges) per month for 36 months on a 3-year contract, instead of $1,500 upfront.

Unlike with a store credit card, you cannot keep adding to your debt (if you are within your credit limit), and payments do not typically vary from month to month. This is why even for those building credit, retail installment contracts are a great option. You can apply for a retail installment contract now.

Financing for appliances, furniture, electronics and more at Conn’s – rent to own

Lease-to-Own Programs

With our lease-to-own** program Powered by American First Finance, you can lease-to-own appliances, furniture, electronics and more. This NO CREDIT REQUIRED* program gives consumers more options when taking home the items you want today.

With fast and easy decisions, flexible payment terms, and 90-day Early Buyout Options, you can take home the merchandise you want or need today.

*No Credit Required: American First Finance lease-to-own applications are subject to approval and verification. Approval is possible without a FICO® Score, but American First Finance may check credit history.

**The transaction advertised is a lease, lease-to-own or rent-to-own program, or rental-purchase agreement. The Total Cost of Ownership must be paid to obtain ownership. Acquiring ownership by leasing costs more than the merchandise price. A Better Conn’s HomePlus Lease! Powered by American First Finance. Leasing available on select items at participating locations only. Not available in MN, NJ, WI, WY.


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