Conn’s HomePlus Financing FAQs

What is Conn’s HomePlus Financing?
Conn’s HomePlus Financing is Conn's exclusive in-store financing that makes it fast and easy to get financed. Whether you have good credit, bad credit or even no credit, we say "yes" even when other stores say no.* In fact, we've said "yes" to more than 5 million people!

What are the benefits of Conn’s HomePlus Financing?

  1. Access to no interest* on select, qualifying purchases
  2. Keep your account current to earn credit limit increases and promotional offers – With Conn's Conn’s HomePlus Financing, you will be eligible for consideration of a credit limit increase after only six months, as long as you make your monthly payments on time. Credit line increases may also come with special promotional offers for other items you wish to purchase.
  3. Flexible payment options – We offer a wide variety of options to make it as easy as possible to buy from Conn's. Visit or call 1 (855) 354-8840 to learn more.

What kinds of promotional offers am I eligible for with Conn's Conn’s HomePlus Financing?
With Conn's Conn’s HomePlus Financing, you may be eligible for no interest if paid on time and in full in 12 months on select purchases. Items that qualify change monthly depending on store promotions. See store for details.

What happens if I miss a payment?
If you miss a payment, you will immediately lose the no interest special financing offer.** Your account will go back to the regular terms and conditions found in your Conn's Contract and you will be charged retroactive interest starting from the date of purchase.

Is the online Conn’s HomePlus Financing application safe and secure?
The security and privacy of your personal information is important to us. Conn’s safeguards the information we collect from you online by using Secure Sockets Layer (SSL) encryption technology. Our commitment to credit safety means you can get the financing you want without the worry.

What if I've been declined for credit elsewhere?
Even if you've been turned down for credit elsewhere, Conn's lets you say "yes" to the financing you deserve.* Although approval for Conn’s HomePlus Financing is subject to a credit check, you can get approved in just a few minutes.

How do I apply?
You can apply for Conn’s HomePlus Financing online, by calling 1 (855) 354-8840, or by visiting a Conn's HomePlus® store.

If you have additional questions about Conn’s HomePlus Financing, you can call one of our credit professionals at 1 (855) 354-8840.

*Subject to credit approval. Conn’s HomePlus Financing is offered by Conn Appliances, Inc. in the states of Alabama, Arizona, Colorado, Georgia, Nevada, New Mexico, Mississippi, North Carolina, and Virginia; and is offered by Conn Credit Corporation, Inc. in Oklahoma, Louisiana, Texas and Tennessee.
**Please see terms and conditions of contract