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Conn’s HomePlus Financing

Whether you have good credit or you’re building it, take home what you want today, with set payments that are consistent through the length of your financed purchase.

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Conn’s HomePlus Credit Card

Get the items you want or need now, with the flexibility to pay over time with convenient monthly payments. Plus, special financing offers brought to you by Synchrony.

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Conn’s HomePlus Lease-to-Own

Get that new item in your home now, with no long-term commitment2 with each payment bringing you closer to ownership of that item.

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Conn’s HomePlus Layaway

Secure that new item today and then take it home once all of your layaway payments have been made. No credit required, cancel any time before your last payment. In store only.

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Already Have An Existing Account?

Easily manage your existing account online through our provider’s customer portal.

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Frequently Asked Questions

  • What Are the Benefits of Conn’s HomePlus Financing?

    The benefit of Conn’s HomePlus Financing is that it is a retail installment contract or direct loan allows you to purchase or borrow a specific amount and pay it back over a designated length of time. It offers fixed monthly payments and no surprises- while helping you build your credit. To learn more, visit

  • How Does Lease-to-Own at Conn’s HomePlus Work?

    When you need convenient flexible payment terms, our partners at American First Finance are there to provide you great options with NO CREDIT NEEDED*. The application experience is straightforward, and you can find out if you prequalify within minutes ! With 90-day Early Buyout options, flexible payment terms, and approvals up to $5,000, you can take home the merchandise you want or need today.

  • Does Conn's HomePlus offer Credit Insurance?

    Conn's HomePlus offers credit insurance as an option to purchase when financing with our personal Conn’s HomePlus Financing option. Credit Insurance options include Property, Disability, Involuntary Unemployment, and Credit Life Insurance. Full details are available at

  • How Does a Conn's HomePlus Credit Card Work?

    The Conn's HomePlus Store Credit Card, powered by Synchrony, is a convenient financing option offered at Conn's HomePlus that enables you to pay your purchase over time and take advantage of special financing offers. When you are issued a store credit card, you'll be given a credit limit and an annual percentage rate (APR) that may be based on your income, credit history and other factors. It's important to read the terms and conditions so you know what your APR is and what other fees you might be liable for. For more information visit

  • What Is the Conn's HomePlus Text Club?

    When you join The Conn's HomePlus Text Club, you receive occasional exclusive marketing offers and advertisements via text/SMS message to your mobile device for products, services, special events, sales, and financing updates.

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