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Conn's HomePlus Financing Terms

No Interest Offer applies only to single-receipt qualifying purchases. Interest will be waived if minimum monthly installments are paid when due and the remaining balance, including the loan origination fee, if applicable, is paid in full within 12 months of purchase. If any No Interest Offer term is not met, interest will be charged from the purchase date per your contract. See examples for your state below. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval.

Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $91.60 with an estimated APR of 35.99%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $91.60 when due and pay the remaining $992.40 balance within 12 months of purchase with an APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for AL:A $2,000 total purchase price would have 36 estimated monthly payments of $91.62 with an estimated APR of 36.01%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $91.62 when due and pay the remaining $992.18 balance within 12 months of purchase with an estimated APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $84.36 with an estimated APR of 29.50%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $84.36 when due and pay the remaining $1,072.04 balance within 12 months of purchase with an APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for FL: A $2,000 total purchase price would have 36 estimated monthly payments of $83.84 with an estimated APR of 29.03%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $83.84 when due and pay the remaining $1,102.76 balance within 12 months of purchase with an estimated APR of 1.61%. The APRs listed for Florida includes a credit reimbursement fee of $25.00. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $83.84 with an estimated APR of 29.03%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $83.84 when due and pay the remaining $1,102.76 balance within 12 months of purchase with an estimated APR of 1.61%. The APRs listed for Florida includes a credit reimbursement fee of $25.00. Example for LA: $2,000 total purchase price would have 36 estimated monthly payments of $90.76 with an estimated APR of 35.25%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $90.76 when due and pay the remaining $1,071.64 balance within 12 months of purchase with an estimated APR of 4.56%. The APRs listed for Louisiana includes an origination fee of $50.00 and a document fee of $20.00. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for MS: $2,000 total purchase price would have 36 estimated monthly payments of $76.93 with an estimated APR of 22.53%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $76.93 when due and pay the remaining $1,153.77 balance within 12 months of purchase with an APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $78.48 with an estimated APR of 24.01%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $78.48 when due and pay the remaining $1,136.72 balance within 12 months of purchase with an APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for OK: $2,000 total purchase price would have 36 estimated monthly payments of $98.40 with an estimated APR of 41.86%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $98.40 when due and pay the remaining $1,096.47 balance within 12 months of purchase with an estimated APR of 11.54%. The APRs listed for Oklahoma includes a closing fee of $178.87. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval.  Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $89.14 with an estimated APR of 33.82%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $89.14 when due and pay the remaining $1,119.46 balance within 12 months of purchase with an estimated APR of 6.41%. The APRs listed for Tennessee includes a service charge of $100. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $86.95 with an estimated APR of 31.86%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $86.95 when due and pay the remaining $1,143.55 balance within 12 months of purchase with an estimated APR of 6.36%. The APRs listed for Texas includes an administrative fee of $100. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $91.62 with an estimated APR of 36.01%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $91.62 when due and pay the remaining $992.18 balance within 12 months of purchase with an estimated APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval.

Conn’s HomePlus Financing: See examples for your state below. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $91.60 with an estimated APR of 35.99%. Example for AL: A $2,000 total purchase price would have 36 estimated monthly payments of $91.62 with an estimated APR of 36.01%. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $84.36 with an estimated APR of 29.50%. Example for FL: A $2,000 total purchase price would have 36 estimated monthly payments of $83.84 with an estimated APR of 29.03%. The APRs listed for Florida includes a credit reimbursement fee of $25.00. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $79.15 with an estimated APR of 24.65%. The APRs listed for Georgia includes a closing fee of $50.00. Example for LA: A $2,000 total purchase price would have 36 estimated monthly payments of $90.76 with an estimated APR of 35.25%. The APRs listed for Louisiana includes an origination fee of $50.00 and a document fee of $20.00. Example for MS: A $2,000 total purchase price would have 36 estimated monthly payments of $76.93 with an estimated APR of 22.53%. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $78.48 with an estimated APR of 24.01%. Example for OK: A $2,000 total purchase price would have 36 estimated monthly payments of $98.40 with an estimated APR of 48.86%. The APRs listed for Oklahoma includes a closing fee of $178.87. Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $91.72 with an estimated APR of 36.10%. The APRs listed for Tennessee includes a service charge of $100. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $86.95 with an estimated APR of 31.86%. The APRs listed for Texas includes an administrative fee of $100. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $91.62 with an estimated APR of 36.01%.