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We pledge to do everything possible to get you financed!

0% APR FOR 12 MONTHS
ON SELECT PURCHASES*

You could be approved for $5,000 in minutes*

This is a secure application

*Subject to credit approval. On appliances $799 and up, electronics $999 and up, and furniture and mattress purchases $999 and up. See Credit Terms.

*Subject to credit approval.

Equal Pay No Interest Cash Option offer is subject to credit approval and terms of Conn’s Retail Installment or Direct Loan Contract. Total cash price and any financed earned insurance charges (Cash Option Price) must be paid not later than 10 days after the 12, 18, or 24-month offer expiration date to avoid finance charges. Prior to payment of the Cash Option Price, minimum monthly payments in the amount scheduled in your contract are required within 10 days of due dates. Payment of minimum monthly payments during the offer term will not be sufficient to pay the Cash Option Price in full. A payment in addition to the cumulative amount paid in monthly installments will be required not later than 10 days after the expiration date of the offer to pay the balance of the Cash Option Price in full by that date. A defaulted installment or failure to pay the balance of the Cash Option Price in full by the expiration date will void the benefits of the offer and require finance charges from the date of purchase. If the offer is voided, all payments made prior to default will be applied to the contract to pay finance charges and other amounts in accordance with the terms of the installment contract. Down payments (up to 20%) may be required based on credit approval criteria and the total amount of merchandise purchased on credit. Ex for 18-month offer: a $2,000 purchase may require a 10% ($200) down payment. To meet the 18-month Cash Option to avoid finance charges, you must pay 18 monthly payments of $111.11 on a $2,000 purchase, if no down payment is required. Ex for 24-month offer: a $2,000 purchase may require a 10% ($200) down payment. To meet the 24-month Cash Option to avoid finance charges, you must pay 24 monthly payments of $83.33 on a $2,000 purchase, if no down payment is required. Refer to your retail installment contract for exact payment schedule for applicable state rates. Purchase APR of 29.99% for NM, AZ, NV, SC and 21% for OK is only charged upon default of Cash Option and is disclosed on the 1st page of the contract. Purchase APR between 21-29.99% for AL, 21-23% in GA, 18-29.99% for TX, 18-24% for LA, 16-36% for CO, 20-21% for TN, 21-24% for MS, and 18-24% for NC as mandated by state law based on the total amount purchased, is only charged upon default of Cash Option or Direct Loan Contract, and is disclosed on the 1st page of the contract. Offer good on non-clearance items. See contract for additional details. May be subject to an administrative fee. Offer ends 9/1/16

Please note: Customers are required to have Property Insurance covering the products they purchase from Conn’s and are financed by Conn’s. Customers can purchase Credit Property Insurance offered by Conn’s OR provide proof of homeowners/renters insurance at the time of purchase.
See www.conns.com/property-insurance for complete details or ask a Conn’s sales associate for additional information.

We’ve provided over 5 million people with their own YES MONEY® financing.
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Conn's Credit

I have bought many items from Conn's and have never been disappointed. This application is so simple, quick and easy, and approved in minutes.I highly recommend Conn's and will continue to buy my big home items with Conn's.

Thanks again Conn's you're the best!!

Dee G, Lafayette, LA

Quick and Easy

I thought that this was such a great application one of the easiest I've had to fill. I can't wait to get to put it to use and start building my credit!


Thanks Conn's!

jd013, Houston, TX

What is YES MONEY:

YES MONEY® is Conn's exclusive in-store financing that makes it fast and easy to get financed. Whether you have good credit, bad credit or even no credit, we say "yes" even when other stores say no.* In fact, we've said "yes" to more than 5 million people! Are you next?

Visit our Conn's YES MONEY® FAQs to learn more about how you can get financed with good credit, bad credit or even no credit.

Benefits of YES MONEY:

  • Low monthly payments you can afford
  • Apply and get approved in minutes*
  • Access to 0% APR offers on select, qualifying purchases
  • Keep your account current & earn credit limit increases and promotional financing offers

    With Conn's YES MONEY, you'll be eligible for a credit limit increase after only six months, as long as you make your monthly payments on time. Credit line increases may also come with special promotional offers for other products you may want for your home.*

  • Flexible payment options: online, by phone, by mail or in the store

    We offer a wide variety of options to make it as simple as possible to buy from Conn's and easily keep up with payments.

  • YES MONEY® payments reported monthly to three major credit bureaus

    *Subject to credit approval

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