• Leather: For luxurious and long-lasting comfort, think leather. There are a variety of leather furniture styles, like full-grain, top-grain, bonded, and faux leather. Whether you want a natural leather sofa, an oversized leather recliner, or anything else, Conn’s has it. Another advantage is that this durable material is extremely versatile. It can blend beautifully with numerous styles, from contemporary and traditional to rustic and transitional.
• Fabric: Living room furniture made with fabric comes in a couple of different forms. There are natural materials, such as velvet, linen, and cotton or synthetic fabrics, like polyester, that are durable and easy to clean. Fabric elements of living room furnishings often give the piece its personality. That can be done via a neutral hue, rich texture, or bold pattern. These details can help any piece make a statement, from upholstered loveseats to button-tufted futons.
• Wood: Wood plays a major part when it comes to the furniture designed for living rooms. Because of its strength, wood is utilized to prolong the life of living room pieces, sometimes included in the frame of furniture pieces. And each type of wood has slightly different properties. Oak, walnut, mahogany, and any other features a unique look. When used as a detail for a chaise lounge or recliner, the natural beauty of wood, with its unique grains and textures, also adds depth to your furniture.
• Metal: Metal provides structural integrity to living room furniture, ensuring that it withstands everyday use. Metal frames of power reclining sofas and other larger items deliver long-lasting strength. But also, metal details can give a touch of sophistication to living room pieces, like nailhead trim on an accent chair. Plus, the versatility of metal allows for innovative designs and unique combinations with other materials.
• Recycled Materials: Eco-friendly furniture is becoming more and more popular. Using recycled materials helps to minimize our carbon footprint and supports sustainable practices. Whether it's a coffee table made from reclaimed wood or a sofa upholstered with upcycled fabrics, incorporating recycled elements into your living room furniture allows you to make a positive impact on the environment while creating a stylish and unique space.

• White: White living room furniture adds a sense of freshness to any living area. The color white creates a clean feeling, also making your living room feel more open and airy. It serves as a blank canvas and complements any color or style, so you can experiment with more vibrant decor, a Scandinavian family room, or coastal media room. It also reflects light, brightening up your room and giving it a sense of tranquility.
• Black: Black living room furniture exudes a sense of sophistication. The color black is known for its versatility, as it can effortlessly blend into any design style, from contemporary to industrial. Black furniture creates a strong focal point in any room, commanding attention and adding a touch of drama. Plus, it contrasts other tones, making other furniture or decor really pop.
• Gray: Want versatility? Gray living room furniture is the answer because its neutral tone allows you to get adventurous with possible combinations. Whether it's a gray sofa or a set of gray armchairs, this color adds a touch of refinement to your living room. And it’s the ideal foundation for a minimalist, industrial, or contemporary space.
• Brown: Earthy and cozy, brown living room furniture is wonderful at creating a space to relax. Shades range from light tan to deep chocolate, allowing you to choose the hue that best suits your style. Add a brown leather sofa to your home or a plush brown recliner. This timeless color promises that brown furniture will serve as a grounding element for any room for a long time.
• Beige: Like gray, beige furniture gives you lots of opportunity for creativity. After all, you can pair it with a wide array of colors and patterns while remaining confident that it will mix nicely. This subtle, neutral tone imparts a calm attitude to any piece of furniture. It’s well suited for modern, coastal, and rustic style living spaces. Consider getting an entire beige living room set or choose a single beige power recliner to anchor your man cave. You can’t go wrong!
• Blue: Blue pieces of furniture lend a relaxed vibe to any space, whether it’s a deep navy or bright turquoise. Just keep in mind that lighter shades of blue create an airy and coastal vibe, while darker hues bring a sense of depth and richness. This means a blue futon is perfect for any lakehouse while a blue velvet sofa creates a burst of elegance in a more traditional living room.
• Green: Associated with nature, green pieces of living room furniture effortlessly refresh any space. It’s like bringing the outside in! Green sofas, accent chairs, or even ottomans can instantly inject a sense of harmony to your home. Of course, this means that green furnishings also pair well with earthy tones, such as brown or beige, and natural elements like wood and rattan.

U-shaped

Thinking about using a U-shaped layout in your living room? Here are a few things to remember. First, U-shaped seating creates a cozy vibe, whether done through a sectional or the combination of a sofa, loveseat, and accent chair. This type of horseshoe furniture arrangement also makes it easy for everyone who’s seated to see one another. Perfect for conversations, game nights, and more! However, this arrangement is better suited for large living areas that can hold several different pieces of furniture. It can make a smaller space feel cramped and less inviting. Especially when you add a coffee table and rug in the middle or sprinkle in a couple lamps and end tables. The open part of this furnishings arrangement does well when pointed toward a focal point; for instance, the TV in your living room, a fireplace, or wall of windows.

L-shaped

An L-shaped furniture setup is a bit simpler than the U-shaped arrangement. While it doesn’t provide quite as many seating options, it creates an open, naturally welcoming atmosphere. Whether you have a sectional with chaise lounge forming the L shape, a sofa-loveseat combo, or loveseat and accent chair pairing, the L-shaped seating style, it’s sure to deliver and inviting look. This living room seating arrangement offers lots of flexibility when it comes to orientation and walkways. Yes, you can even set it on an angle in relation to the rest of your room, resulting in a unique appearance. It’s a great option for small spaces like apartments or areas where square footage is limited. Plus, it inherently creates a place for a shared end table and coffee table. So the L-shape furniture arrangement is great for couples or smaller households.

Circular

To create a circular living room setup, evenly space four accent chairs around a coffee table. Conn’s Home Plus has comfy armchairs that you can mix and match to fit your style. A circular furniture arrangement is a terrific idea for reading nooks, parlor rooms, or any living area that you want to be more casual. After all, the circular layout effortlessly sparks conversation and bonding. It’s a more intimate furniture arrangement that works well in tighter spaces, with the ring of chairs leaving loads of openness as well. So things don’t feel too tight. If the coffee table doesn’t offer enough practicality, you can add a couple of side tables in between the chairs, too.

Different fabrics

A vast array of fabrics give you the ability to create your own one-of-a-kind look in your living room. Leather sofas. Soft linen chairs. Durable microfiber loveseats. Customizing furniture fabric gives you the freedom to complement your existing decor, coordinate with other pieces in the room, or make a bold statement with a unique design. By personalizing your space, you’ll lend visual appeal and get the precise level of comfort and resilience you want. Plus, you can select functional fabrics that are stain-resistant, pet-friendly, or easy to clean, you living room furniture is extra practical.

Finishes

The best part of customizing your living room finishes? You’re free to create a personal masterpiece by picking from warm wood tones, sleek metallics, and so much more. Traditional oak finishes, modern glossy lacquers, and distressed antique looks are just the beginning. Furniture with customized finishes lets you tailor your furniture to your preferred tastes.

Other features

Conn’s HomePlus carries thousands of pieces of living room furniture. By offering a huge selection of colors, patterns, styles, and textures, you can customize any living area to create a certain ambience. Some furnishings even let you customize details like armrest styles, leg designs, cushion firmness, and more, so you can design a really unique living area with any look and feel in mind.

• The cost of living room sets may make you hesitate before buying new furniture. Luckily, there several easy ways to help finance your investment. Conn’s HomePlus gives you flexible options, with multiple strategies for financing furniture purchases, so you can find the best fit for you.
• One payment option for furniture is a store credit card. Many store credit cards come with great benefits like discounts, rewards programs, and other perks. For example, with a Conn’s HomePlus credit card powered by Synchrony, you can buy your furniture now and pay over time. Plus, you’ll build your credit as you make your payments on time each month. Other benefits are that there is no annual fee, convenient monthly payments, special financing offers, and 24/7 account management.
• Another idea is taking advantage of the lease-to-own program we offer that’s powered by American First Finance. You can lease-to-own furniture, appliances, electronics and more with no credit needed! During the lease, you’ll make regular payments, with the option to purchase the product at the end of your lease for a specified price.
• Finally, there are personal loans, which are borrowed from a lender, paid off monthly, and can be used for almost anything, including buying living room furniture. Interest rates for personal loans vary based on the lender, loan amount, and creditworthiness of the borrower. However, personal loan interest rates are often lower than credit card interest rates, making them a more affordable financing option.  

FSC-certified wood

What is FSC-certified wood? This sustainably-sourced lumber has been certified by the Forest Stewardship Council (FSC). Products with this type of wood have met certain environmental, social, and economic standards. Furniture with FSC-certified wood helps protect old growth forests as well. It’s eco-friendly, high-quality and gives you peace of mind about your purchase, whether that’s a coffee table, sofa legs, bookshelf, or anything else.

Organic materials

Natural elements have become an increasingly popular choice in homes, especially when it comes to eco-conscious furniture. Numerous materials used to craft living room furniture are organic, including solid woods, bamboo, rattan, wicker, and cork. Upholstery on sofas, chairs, and loveseats can also feature natural fabrics. These might include cotton, linen, or wool. Not only are many of these organic elements sustainable, but they each boast unique qualities, such as impressive strength, flexibility, or comfort. They deliver a stylish, inviting environment in any living space.

Recycled materials

By making reclaimed wood, recycled metal, recycled plastic, and repurposed textiles part of living room furniture, each piece is more sustainable. Often these pieces are not just aesthetically pleasing, but highly durable, too. When you purchase furniture made with recycled materials, you help reduce waste and promote eco-conscious consumption. It’s a win-win!

• Warranty information: Interested in a protection plan for your furniture? With the FurnitureGard® Plan, you’ll enjoy three years of protection. This covers structural repairs and the removal of accidental stains for the furniture products you purchase from Conn’s HomePlus. All you need to do is make sure your purchase is maintained and used as recommended by the manufacturer. After the manufacturer’s warranty has expired, your plan will continue protecting your furniture for the plan length you’ve selected, giving you the most value from your purchase. Learn More here.
• Returns and exchanges: Not completely satisfied with your purchase? Any item bought in-store or online can be returned to your nearest Conn's HomePlus location. However, when it comes to furniture returns, some items cannot be returned unless inspected by a Conn’s Service technician and found to have a manufacturer’s defect.

• The cost of living room sets may make you hesitate before buying new furniture. Luckily, there several easy ways to help finance your investment. Conn’s HomePlus gives you flexible options, with multiple strategies for financing furniture purchases, so you can find the best fit for you.
• One payment option for furniture is a store credit card. Many store credit cards come with great benefits like discounts, rewards programs, and other perks. For example, with a Conn’s HomePlus credit card powered by Synchrony, you can buy your furniture now and pay over time. Plus, you’ll build your credit as you make your payments on time each month. Other benefits are that there is no annual fee, convenient monthly payments, special financing offers, and 24/7 account management.
• Another idea is taking advantage of the lease-to-own program we offer that’s powered by American First Finance. You can lease-to-own furniture, appliances, electronics and more with no credit needed! During the lease, you’ll make regular payments, with the option to purchase the product at the end of your lease for a specified price.
• Finally, there are personal loans, which are borrowed from a lender, paid off monthly, and can be used for almost anything, including buying living room furniture. Interest rates for personal loans vary based on the lender, loan amount, and creditworthiness of the borrower. However, personal loan interest rates are often lower than credit card interest rates, making them a more affordable financing option.  

Annual Percentage Rate (APR)

While interest rates are a percentage charged for borrowing money when financing large purchases, they aren’t the only cost to think about. Be sure to consider the annual percentage rate (APR). This figure includes the interest rate plus additional fees or charges associated with the loan. APR tells you the total yearly cost of borrowing money, shown as a percentage of the principal loan amount. Why care about this number? Because it gives you a better overall picture of the total cost of borrowing than only looking at the interest rate.

Fixed vs. Variable Interest Rates

A fixed interest rate remains the same during a loan’s term, so the borrower pays the same interest rate on their financing from start to finish. As for variable interest rates, they can change. They’re typically tied to some benchmark, which can result in fluctuations in the borrower's interest rate and monthly payments. The key things to know are that fixed rates provide certainty and stability while variable rates may be beneficial if there’s an expectation of declining interest rates in the future.

Creditworthiness Factors

Basically, a credit score forecasts how likely you are to pay off a loan based on your history. Your credit score determines the interest rate and terms of your financing that lenders will offer. Higher credit scores often mean lower interest rates, while those with lower credit scores may have higher rates or not be eligible for the loan.

Length of Term

You’ll agree to the length of repayment terms for financing furniture prior to financing it. In short, a repayment length is how long you have to pay off your personal loan. The amount of time can vary, but longer repayment terms often equal lower monthly payments. Of course, these can also create more interest charges.

Monthly Payment Amount

How much are you borrowing? What’s your length of repayment? And what’s your interest rate? Knowing all of this, you can calculate the monthly payment amount when financing furniture or appliances. Even better? You don’t have to remember the exact amount each month! Simply schedule up to 12 automatic payments with the account management capabilities of the Conn's HomePlus HOME Credit Card.

Prepayment Penalties

It may seem strange, but if you want to pay your loan off early, check to see if there are any prepayment penalties for doing so. This surprises a lot of people, but it’s true. Some lenders charge a fee when a loan is paid off before the end of the term. A prepayment penalty for your furniture purchase can be an unexpected and unwelcome cost.