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Finance Offer Details

^Conn's HomePlus HOME Credit Card Terms

**0% Interest for 36 Months on all purchases $2999- $4998.99 between 1/23/23 & 2/8/23. Equal monthly payments required for 36 months.

**0% Interest for 48 Months on all purchases $4999+ between 1/23/23 & 2/8/23. Equal monthly payments required for 48 months.

**Offers apply only to single-receipt qualifying purchases and non-clearance items. No interest will be charged on promo purchase and Equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new Accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
***No Interest if paid in full within 12 months on all purchases up to $998.99 between 1/23/23 & 2/8/23. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.
***No Interest if paid in full within 24 months on all purchases $999 - $2998.99 between 1/23/23 & 2/8/23. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum monthly payments required.
***Offer applies only to single-receipt qualifying purchases and non-clearance items. No interest will be charged on the promo purchase if you pay it off, in full, within 24 months. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period.
**/***Regular account terms apply to non-promotional purchases. For new Accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

*Conn’s HomePlus Financing Terms

Subject to credit approval.

*No Interest Offer applies only to single-receipt qualifying purchases. Interest will be waived if minimum monthly installments are paid when due and the remaining balance, including the loan origination fee, if applicable, is paid in full within 12 months of purchase. If any No Interest Offer term is not met, interest will be charged from the purchase date per your contract. See examples for your state below. Your loan terms may differ based on your final purchase and product selection. See contract for additional details.

Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $91.60 with an estimated APR of 35.99%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $91.60 when due and pay the remaining $992.40 balance within 12 months of purchase with an APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for AL: A $2,000 total purchase price would have 36 estimated monthly payments of $83.76 with an estimated APR of 32.07%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $83.76 when due and pay the remaining $1,078.64 balance within 12 months of purchase with an estimated APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $84.36 with an estimated APR of 29.50%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $84.36 when due and pay the remaining $1,072.04 balance within 12 months of purchase with an APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for FL: A $2,000 total purchase price would have 36 estimated monthly payments of $83.84 with an estimated APR of 29.03%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $83.84 when due and pay the remaining $1,102.76 balance within 12 months of purchase with an estimated APR of 1.61%. The APRs listed above include a credit reimbursement fee of $25.00. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $80.33 with an estimated APR of 25.76%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $80.33 when due and pay the remaining $1,196.37 balance within 12 months of purchase with an APR of 3.15%. The APRs listed above include a closing fee of $50.00. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for LA: $2,000 total purchase price would have 36 estimated monthly payments of $90.76 with an estimated APR of 35.25%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $90.76 when due and pay the remaining $1,071.64 balance within 12 months of purchase with an estimated APR of 4.56%. The APRs listed above include an origination fee of $50.00 and a document fee of $20.00. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for MS: $2,000 total purchase price would have 36 estimated monthly payments of $76.93 with an estimated APR of 22.53%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $76.93 when due and pay the remaining $1,153.77 balance within 12 months of purchase with an APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $74.29 with an estimated APR of 19.96%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $74.29 when due and pay the remaining $1,182.81 balance within 12 months of purchase with an APR of 0%. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for OK: $2,000 total purchase price would have 36 estimated monthly payments of $91.95 with an estimated APR of 36.30%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $91.95 when due and pay the remaining $1,155.88 balance within 12 months of purchase with an estimated APR of 10.60%. The APRs listed above include a closing fee of $167.33. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $89.14 with an estimated APR of 33.82%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $89.14 when due and pay the remaining $1,119.46 balance within 12 months of purchase with an estimated APR of 6.41%. The APRs listed above include a service charge of $100. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $86.95 with an estimated APR of 31.86%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $86.95 when due and pay the remaining $1,143.55 balance within 12 months of purchase with an estimated APR of 6.36%. The APRs listed above include an administrative fee of $100. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $89.07 with an estimated APR of 33.76%. To meet the No Interest Offer terms, you would need to make the 11 minimum monthly payments of $89.07 when due and pay the remaining $1,120.23 balance within 12 months of purchase with an estimated APR of 6.41%. The APRs listed above include document fee of $100. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Subject to credit approval.

Conn’s HomePlus Financing: See examples for your state below. Your loan terms may differ based on your final purchase, product selection, credit property insurance and applicable taxes. See contract for additional details. Example for AZ, NM, NV, SC: A $2,000 total purchase price would have 36 estimated monthly payments of $91.60 with an estimated APR of 35.99%. Example for AL: A $2,000 total purchase price would have 36 estimated monthly payments of $83.92 with an estimated APR of 29.10%. Example for CO: A $2,000 total purchase price would have 36 estimated monthly payments of $84.36 with an estimated APR of 29.50%. Example for FL: A $2,000 total purchase price would have 36 estimated monthly payments of $83.84 with an estimated APR of 29.03%. The APRs listed above include a credit reimbursement fee of $25.00. Example for GA: A $2,000 total purchase price would have 36 estimated monthly payments of $79.17 with an estimated APR of 24.67%. The APRs listed above include a closing fee of $50.00. Example for LA: A $2,000 total purchase price would have 36 estimated monthly payments of $90.76 with an estimated APR of 35.25%. The APRs listed above include an origination fee of $50.00 and a document fee of $20.00. Example for MS: A $2,000 total purchase price would have 36 estimated monthly payments of $76.93 with an estimated APR of 22.53%. Example for NC: A $2,000 total purchase price would have 36 estimated monthly payments of $74.39 with an estimated APR of 20.06%. Example for OK: A $2,000 total purchase price would have 36 estimated monthly payments of $91.95 with an estimated APR of 36.30%. The APRs listed above include an closing fee of $167.33. Example for TN: A $2,000 total purchase price would have 36 estimated monthly payments of $89.14 with an estimated APR of 33.82%. The APRs listed above include a service charge of $100. Example for TX: A $2,000 total purchase price would have 36 estimated monthly payments of $86.95 with an estimated APR of 31.86%. The APRs listed above include an administrative fee of $100. Example for VA: A $2,000 total purchase price would have 36 estimated monthly payments of $89.25 with an estimated APR of 33.92%. The APRs listed above include a document fee of $100.

()Pricing Policy

Pricing for products on the Conn’s HomePlus website may be different from pricing available in Conn’s HomePlus stores. Pricing or availability errors may occur on the Conn’s HomePlus website or at Conn’s HomePlus stores. Conn’s HomePlus reserves the right to cancel any orders containing pricing or availability errors, with no further obligations to you, even after the order has been submitted or following receipt of an order confirmation or delivery notice from Conn’s HomePlus. Conn’s HomePlus further reserves the right to change, modify or revoke any stated pricing and to correct any errors, inaccuracies or omissions at any time. If you find a pricing error or notice something that does not look right, please contact either the Store Manager or Customer Service at (877) 358-1252. We apologize for any inconvenience this may cause.

Buy Online Pickup In Store terms: Offer available for a limited time and subject to availability. Complete a qualified-online purchase, along with qualifying merchandise, and select a store located within 75 miles of your zip code for instore pickup. Qualified-online purchases include the use of Synchrony/Conn’s Card, Progressive Leasing, or one of the accepted major credit cards at checkout; Conn’s Credit/Conn’s HomePlus Financing is excluded from this offer. Qualified-online purchases must be picked up within 48 hours from receipt of the “Ready for Pickup” email; failure to pick up from store will result in cancelation of the purchase and refund applied as applicable. All instore pickups require a valid driver’s license or identification card (no photo copies) that match the name & address of the qualified-online purchase along with a printed copy of the confirmation email. Qualifying merchandise includes Electronics (TVs, Home Theaters/Soundbars, TV accessories Portable audio, DJ Systems, Gaming Systems), Home Office (Computers & Computer accessories), Appliances (Small Appliances, Microwaves, Vacuum Cleaners, Air Conditioners, Compact Refrigerators, Water filters, Appliance Accessories), and Bedding (“Bed in a Box” mattresses); Furniture excluded. Conn’s reserves the right to cancel this offer at any time.