Still Building Your Credit?

We pledge to do everything possible to finance what you need for you home right now!

You could be approved for up to $5,000!*


*Subject to credit approval

Happy about my approval.

I applied online and in less than 20 minutes I get a call from a sales specialist. I made an appointment to go by the store…I will definitely go back!

Rose
McAllen, TX

Finding Your Low Payment Is Easy!

At Conn’s HomePlus, we offer different types of financing to make it possible for everyone to purchase what they want for their home.

Powered By Synchrony
Conn’s HomePlus Credit Card

With a Conn’s HomePlus credit card powered by Synchrony, you can buy now and pay over time. As an added bonus, you can build your credit when you make your payments on time each month.

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  • Installment Loans
    Conn’s HomePlus Financing

    A retail installment contract offered directly through Conn’s HomePlus allows you to borrow a specific amount and pay it back over a specified length of time. Instead of paying a large amount upfront, you can spread the cost of your purchase over a longer term.

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  • Lease-to-Own
    Conn’s HomePlus Lease

    With our lease-to-own programs powered by American First Finance, you can lease-to-own appliances, furniture, electronics and more with no credit needed.

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  • How It Works

    How It Works

    1

    Apply Now

    Apply today with our secure online application.

    2

    Get Your Approval*

    *Online application only. Subject to credit approval.

    3

    Start Shopping

    Use your approved credit to get all the things you deserve for your home, today!

    What is Conn’s HomePlus Financing:

    Financing your purchase with Conn’s HomePlus directly means applying for a retail installment contract or direct loan. Conn’s HomePlus financing provides approved customers the ability to finance their purchase and pay it back over a specified length of time with a set number of payments. With retail installment contracts or direct loans, you can spread the cost of an item over a longer period of time instead of paying a large amount all at once. The term of the contract can vary from a duration of months to years. Conn’s HomePlus Financing is a great way to finance furniture, appliances, TVs, mattress sets and all the latest products your family needs!

    Benefits of Conn’s HomePlus Financing:
    • A fixed monthly payment amount and payment schedule
    • No surprises! Know exactly what you owe
    • Complete the short prequalification form
    • Take advantage of special financing offers*
    • A great solution for people who are still building credit
    • Flexible payment options online, by mail, or in-store

    *Subject to credit approval

    Shop Featured Categories

     

    Special Financing

    48 Months No Interest**

    on Furniture & Mattress Purchases of $3,999+

    Ends 7/31 | See Details

     
    Credit Worthy Reviews

    The Financing Tools You Need to Bring Your Home Vision to Life

    Conn’s HomePlus we offer a selection financing options to create a personalized experience tailored to your unique goals for your home.


    Great Financing Experience

    “I applied online and to my surprise Conn’s financed me with $5,500! Almon, my Conn’s specialist called me within 5 minutes...

    Bernice
    Charlotte, NC
    Straightforward Application

    “Easy process from looking online, filling out the financing application, to signing the contract in store. Matt called ahead...

    KRS123
    Las Cruces, NM
    Quick, Easy Process

    “Great experience! I’ve been on the search for an affordable, adjustable base. I applied online with Conn’s HomePlus...

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    NO Interest Conn’s HomePlus Credit Card Deals

    TV Finance Deals

    0% Interest for 36 Months** on all major computer equipment purchases $799+ with your Conn's HomePlus Credit Card between 7/11/21 & 7/17/21.

    Equal monthly payments required for 36 mos.+Free Delivery See terms. ^See terms.

    Computer Finance Deals

    0% Interest for 36 Months** on all major computer equipment purchases $799+ with your Conn's HomePlus Credit Card between 7/11/21 & 7/17/21.

    Equal monthly payments required for 36 mos.+Free Delivery See terms. ^See terms.

    Fitness Deal

    0% Interest for 36 Months** on all major fitness equipment purchases $799+ with your Conn's HomePlus Credit Card between 7/11/21 & 7/17/21.

    Equal monthly payments required for 36 mos.+Free Delivery See terms. ^See terms.

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    Need help getting prequalified? Live Chat with us now or call (877) 472-5422 to speak with a representative.

    FREQUENTLY ASKED QUESTIONS

    The benefit of Conn’s HomePlus Financing is that it is a retail installment contract that allows you to purchase or borrow a specific amount and pay it back over a designated length of time. It offers low fixed monthly payments while helping you build your credit. To learn more, visit www.conns.com/money-matters/financing-options/retail-installment-contracts.
    When you need convenient flexible payment terms, our partners at American First Finance and Acima are there to provide you great options with NO CREDIT NEEDED*. The application experience is simple, and you can find out if you prequalify instantly! With a 90-day Early Buyout option, flexible payment terms, and approvals up to $5,000, you can take home the merchandise you want or need today. Learn more about Conn's HomePlus and other leasing or financing options.
    Conn's HomePlus offers credit insurance as an option to purchase when financing with our personal Conn’s HomePlus Financing option. Credit Insurance options include Property, Disability, Unemployment, and Credit Life Insurance. Full details are available at www.conns.com/property-insurance.
    The Conn's HomePlus Store Credit Card, powered by Synchrony, is a convenient financing option offered at Conn's HomePlus that enables you to pay for your purchase over time and take advantage of special financing offers. When you are issued a store credit card, you'll be given a credit limit and an annual percentage rate (APR) that may be based on your income, credit history and other factors. It's important to read the terms and conditions so you know what your APR is and what other fees you might be liable for. For more information visit www.conns.com/money-matters/financing-options/store-credit-cards.
    We make it convenient for you to apply for a Conn's HomePlus credit card through Synchrony Bank that can be used in all Conn’s HomePlus stores. Apply in-person at any Conn’s HomePlus location. Find your nearest location here www.conns.com/store-locator.
    When you join The Conn's HomePlus Text Club, you receive exclusive marketing offers and advertisements via text/SMS message to your mobile device for products, services, special events, sales, and financing updates.
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