Texas Customer Rebuilds Credit, Changes Her Life with a Little Help from Conn’s HomePlus


At Conn’s HomePlus, we get many rave reviews from happy customers who purchased products for their home they would not have been able to afford without YES MONEY. Now and then, a customer shares a tale that’s especially moving. This story of how Anna* in Texas improved her bad credit is one of the best we’ve heard yet!

A Family Torn Apart, Left With Bad Credit

In 2012, I left a bad marriage and had to move into the local women’s shelter. To make matters worse, I found out I had three credit cards in my name that I didn’t even know about. My husband had set them up in my name and was using them recklessly. He completely destroyed my credit.

After a long court battle, the divorce went through a few months ago. I got the first credit card completely removed from my credit history, but the other two are still showing up as closed accounts. The damage was done. I had to start from nothing and completely rebuild my credit.

I found out I had three credit cards in my name that I didn’t even know about. My husband had set them up in my name and was using them recklessly. He completely destroyed my credit. I had to start from nothing and completely rebuild my credit.





I’ve been working hard to rebuild my credit and my life.

My mother advised me to continue improving my credit by financing something small and paying it off. She had financed a product through Conn’s before, and suggested I do the same.

                  

                     Samsung 55” Class 7-Series Curved UHD with HDR 4K Smart TV


Yes to a New Beginning


I’ve been working hard to rebuild my credit and my life. I saved up a lot of money and put a down payment on a car. I just paid off my car in full!

My mother advised me to continue improving my credit by financing something small and paying it off. She had financed a product through Conn’s before, and suggested I do the same.

I also took a very inspiring financial course that made me think about what I was doing with my money. They mentioned that stores like Conn’s will help you rebuild your credit. There are so many lenders that don’t even report unless you miss a payment. They’re not building you up – they’re only hurting you.

But Conn’s reports your payments to the three major credit bureaus, which helps rebuild your credit as long as you pay on time every month. I really appreciate that. It’s why I went to Conn’s instead of a rent to own store or somewhere else.


Great Service & Easy Credit Application


The service I received in the store was great! I don’t like pushy salespeople. When I walked into the store, the salesman introduced himself, then left me alone to shop. He was close by and checked on me a couple of times, but he was never pushy, and I really appreciated that.

I’ve also called the customer service line a few times, and everyone has always been very nice. I’ve never had any problems.

We didn’t have a TV, so I went to a Conn’s HomePlus store and bought a TV. The associate who helped me was amazing! I was nervous about the money and figures, but he explained everything very clearly. My payment was only $52 a month, and I paid a little extra, $60.

Conn’s reports your payments to the three major credit bureaus, which helps rebuild your credit as long as you pay on time every month. I really appreciate that. It’s why I went to Conn’s instead of a rent to own store or somewhere else.

                       

                                    Nobel Plush Living Room - Reclining Sofa & Loveseat


The mortgage lender said it’s great that I have Conn’s credit and I’m in good standing. She said they really like to see that, and it’s one of the big reasons I was considered for a home loan at all.

                    

                                   South Hampton Bedroom - Bed, Dresser & Mirror


YES MONEY Opens New Doors


I’m happy to say that my next purchase will be my own home! I’m waiting on my financing to come through so I can buy a house.

The mortgage lender said it’s great that I have Conn’s credit and I’m in good standing. She said they really like to see that, and it’s one of the big reasons I was considered for a home loan at all.

I’ve never had new furniture. My kids and I were living out of my car for a while. Everything I have was given to me by friends and family.

Once my TV is paid off, I plan to go to the store and finance a living room set and a bedroom set. I’ve seen some pretty ones in the store that I like. I’m considering the South Hampton bedroom set and Nobel sofa and loveseat. I know the payments will be low enough that I can afford it.





Customer Shares How Conn's Helped Rebuild Her Credit

I first shared my story with a member of the leadership team at Conn’s, Vice President of Purchasing Jung Lee, after she gave a motivational speech at the women’s center where she volunteers every weekend. She’s a respected member of the business community, and talked about her life and everything she’s overcome to get to this point.

Jung’s story inspires me, because I’m trying to move up in my company. I started as an assistant and I’m a manager now. I just got engaged, so I have a lot to look forward to!

There have been a lot of times when I wanted to give up. But Jung’s message is don’t give up, don’t settle for no, just keep pushing. That’s exactly what I’m doing – getting my life back on track, better than ever, with a little help from Conn’s!

There have been a lot of times when I wanted to give up. But Jung’s message is don’t give up, don’t settle for no, just keep pushing. That’s exactly what I’m doing – getting my life back on track, better than ever, with a little help from Conn’s!




Anna, we’re so happy to be part of the new beginning you deserve. All of us at Conn’s wish you and your family great success in your new life!

* Name has been changed