Financing for Appliances, Furniture, Electronics and More – Conn’s Offers a Variety of Credit Options



Financing for appliances, furniture, electronics and more at Conn’s – store credit cards, retail installment contracts and rent to own

At Conn’s HomePlus®, we value our customers—not just their credit scores! It’s our mission to make it possible for everyone to purchase quality, long-lasting products for their home.

That’s why we do everything in our power to offer you financing for appliances, TVs, furniture, electronics and more. We want to help your family enjoy all the things they want and deserve.

Conn’s HomePlus financing options fast facts:

  • Conn’s HomePlus makes available various ways to finance: store credit cards, retail installment contracts and lease-to-own programs through Progressive Leasing
  • We offer our own YES MONEY® financing
  • We say “yes” even when other stores say no*
  • It’s fast and easy—you can get approved instantly*
  • We’ve said “yes” to more than 5 million people!

*Online application only. Subject to credit approval

From store credit cards to retail installment contracts to lease-to-own programs1, we make available a variety of financing options, as well as the information you need to make a smart, informed decision.

Financing for appliances, furniture, electronics and more at Conn’s – store credit cards

#1: Store Credit Cards

Store credit cards make shopping simple. They offer an easy, convenient form of financing for appliances and other items for your home.

With a store credit card, you can buy now and pay over time. Save money with special financing offers on select merchandise.

Financing for appliances, furniture, electronics and more at Conn’s – retail installment contractss

#2: Retail Installment Contracts

What is a retail installment contract? A retail installment contract allows you to borrow a specific amount and pay it back over a specified length of time. Instead of paying a large amount upfront, you can spread the cost of the item over a longer time period. The term of a retail installment contract can vary from a duration of months to years.

Whether you’ve got good credit or bad credit, we can say yes even if you’ve been turned down other places.* That’s because we offer our own YES MONEY® financing for appliances and all the latest home products.

For example, you could get a contract for $1,500 to get a washer and dryer with the latest technology. You’d pay a set amount of about $42 (plus finance charges) per month for 36 months on a 3-year contract, instead of $1,500 upfront.

Unlike with a store credit card, you cannot keep adding to your debt (if you are within your credit limit), and payments do not typically vary from month to month. This is why even for those with bad credit, retail installment contracts are a great option. You can apply for a retail installment contract now.

Financing for appliances, furniture, electronics and more at Conn’s – rent to own

#3: Lease-to-Own Programs

With our lease-to-own program powered by Progressive Leasing, you can lease-to-own appliances, furniture, electronics and more. This NO CREDIT NEEDED program gives consumers more options when it comes to making important purchases.

With instant decisions, flexible payments, and a 90 day payment option2, you can purchase the merchandise you want or need and take it home today.

2 90 Day payoff includes either a percentage mark up or the initial payment depending on your lease. Payoff after 90 days is determined by state law. Not all applicants are guaranteed approval. Service described is a rental or lease-purchase program provided by Prog Leasing LLC or its affiliates.

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